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5–10 7–12 7–12
Claims on organisations and households in rubles and foreign currency3 9.5 6–10 8–13 8–13
– on
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foreign currencies. As a result, demand for Russian instruments alters, changing the ruble exchange rate, which, in turn, is an important factor in the formation
RATE
The ruble exchange rate against the main currencies had been fluctuating within broadly stable
ranges since May 2025. In March 2026, the ruble weakened
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lending to more solvent borrowers. According to Bank of Russia calculations, each ruble spent on a credit report in 2025 H2 may reduce the amount