Information on Registration and Licensing of Credit Institutions in 2005(information is compiled on data received from the authorized registering body as of the reporting date)

	Jan. 31	Feb. 28	Mar. 31	Apr. 30	May 31	June 30	July 31	Aug. 31	Sept. 30	Oct. 31	Nov. 30	Dec. 31
Registration of credit institutions
1. Total number of CIs* registered by Bank of Russia or on the ground of its decision by authorized registrar1	1,507	1,497	1,485	1,482	1,472	1,458	1,451	1,441	1,424	1,420	1,419	1,409
of which: — banks	1,455	1,444	1,432	1,428	1,420	1,406	1,398	1,388	1,371	1,367	1,366	1,356
— non-bank Cis	52	53	53	54	52	52	53	53	53	53	53	53
1.1. Number of wholly foreign-owned CIs	34	34	36	36	37	39	40	40	40	40	42	42
1.2. CIs that have been registered by Bank of Russia but have not yet paid up authorized capital and have not been granted licence (within the period established by legislation)	1	2	2	2	1	1	4	2	1	1	1	2
of which: — banks	0	0	1	1	0	0	3	1	1	1	1	2
— non-bank Cis	1	2	1	1	1	1	1	1	0	0	0	0
2. Non-bank CIs registered by other bodies before July 1, 2002	2	2	2	2	2	2	0	0	0	0	0	0
Operating credit institutions
3. Total number of CIs with licence to conduct banking operations2	1,296	1,293	1,289	1,288	1,285	1,281	1,276	1,270	1,263	1,260	1,258	1,253
of which: — banks	1,246	1,243	1,238	1,236	1,234	1,232	1,228	1,223	1,215	1,212	1,210	1,205
— non-bank CIs	50	50	51	52	51	49	48	47	48	48	48	48
3.1. CIs with licence (permit) granting them the right:
— to take deposit of individuals	1,162	1,159	1,155	1,156	1,135	1,116	1,097	1,093	1,084	1,073	1,057	1,045
— to conduct operations in foreign currency	839	838	833	832	830	830	831	829	826	824	829	827
— CIs with general licence	310	310	313	313	312	310	309	308	304	306	302	301
to conduct operations with precious metals
— permits	4	4	4	4	4	4	4	4	4	4	4	4
— licences3	179	179	180	182	182	182	183	183	179	179	179	180
3.2. Total number of CIs with foreign stakes in authorized capital	128	126	130	129	130	133	133	131	131	131	133	136
of which: — wholly foreign-owned CIs	34	34	36	36	37	38	39	40	40	40	42	41
— CIs with a foreign stake of more than 50%	9	9	8	8	8	8	8	8	9	9	8	11
3.3. Total credit institutions covered by the compulsory deposit insurance system	—	—	—	—	—	—	—	—	—	923	927	930
4. Registered authorized capital of operating CIs (million rubles)	386,758	387,417	393,496	396,948	401,655	403,638	404,076	412,438	420,214	432,144	433,978	444,377
5. Total number of branches of operating CIs in Russia	3,233	3,233	3,235	3,250	3,263	3,273	3,277	3,283	3,283	3,284	3,287	3,295
of which: — Sberbank branches4	1,011	1,011	1,011	1,011	1,011	1,010	1,009	1,009	1,009	1,009	1,009	1,009
— branches of wholly foreign-owned banks	17	17	20	20	21	21	22	24	24	24	28	29
6. Total number of branches of operating CIs abroad5	3	3	3	3	3	3	3	3	3	3	3	3
7. Branches of nonresident banks in Russia	0	0	0	0	0	0	0	0	0	0	0	0
8. Total number of representative offices of operating Russian CIs6	347	353	378	386	390	405	412	416	421	446	456	467
of which: — in Russia	304	310	334	342	346	360	367	371	377	402	411	422
— in non-CIS countries	30	30	31	31	31	32	32	32	31	31	31	31
— in CIS countries	13	13	13	13	13	13	13	13	13	13	14	14
Revocation of licences and liquidation of legal entities
9. CIs whose banking licence has been revoked (cancelled) and which were not deleted from the State Register7	212	204	196	194	188	178	171	169	160	159	160	154
10. Total number of CIs liquidated as legal entities, whose liquidation was recorded in the State Register of Credit Institutions8	1,578	1,589	1,602	1,606	1,617	1,631	1,644	1,654	1,671	1,675	1,676	1,687
of which: — CIs liquidated due to revocation (cancellation) of licence	1,210	1,220	1,231	1,234	1,244	1,258	1,270	1,280	1,293	1,296	1,297	1,305
— CIs liquidated due to re-organisation	367	368	370	371	372	372	373	373	377	378	378	381
of which: — re-organisations in the form of merger	0	0	0	0	0	0	0	0	0	0	0	0
— re-organisations in the form of take-overs	367	368	370	371	372	372	373	373	377	378	378	381
of which: — CIs transformed into branches of other banks	329	329	330	330	330	330	331	331	333	334	334	337
— CIs taken over by other banks (without creating a branch)	38	39	40	41	42	42	42	42	44	44	44	44
— CIs liquidated due to the violation of the law relating to the authorized capital repayment	1	1	1	1	1	1	1	1	1	1	1	1

Notes to the table:

* CI — credit institution. The term “credit institution” in this material denotes one of the following:

— a legal entity registered by the Bank of Russia or the authorized registrar before July 1, 2002, and granted permission to conduct banking operations;

— a legal entity registered by the Bank of Russian before July 1, 2002, or by the authorized registrar that once had but lost the right to conduct banking operations;

— a legal entity registered by other bodies (before the Federal Law on Banks and Banking Activities came into force) and having Bank of Russia licence to conduct banking operations.

1 Credit institutions that have the status of a legal entity as of the reporting date, including CIs that have lost the right to conduct banking operations but have not yet been liquidated as a legal entity.

2 Credit institutions registered by the Bank of Russia before July 1, 2002, or by the authorized registrar and having licence to conduct banking operations as well as non-bank CIs registered by other bodies and having Bank of Russia licence to conduct banking operations.

3 Issued since December 1996 pursuant to Bank of Russia Letter No. 367, dated December 3, 1996.

4 Sberbank branches that have been recorded in the State Register of Credit Institutions and received ordinal numbers. Before January 1, 1998, the monthly Information Bulletin on Credit Institutions indicated in this line the total number of Sberbank institutions — 34,426.

5 Branches opened by Russian CIs abroad.

6 Representative offices of Russian CIs abroad comprise the offices of whose opening abroad the Bank of Russia has been notified.

7 Total number of CIs whose licence was revoked (cancelled) by the Bank of Russia (including CIs whose liquidation was recorded in the State Register) — 1,467.

8 From July 1, 2002 the liquidation of a credit institution as legal entity is recorded in the State Register only after its state registration in connection with its liquidation by the authorized registrar.

Updated January 20, 2006.