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Cases when antifraud cooling-off rule for car loans is not mandatory 25 July 2025 News Share VKontakte Telegram Макс Banks are not obliged to introduce

decreasing inflationary pressures. The effects of tight monetary policy, including through the ruble appreciation, are more prominently seen in the low growth in prices for

ruble to disinflation, while also pointing to the need to make sure that the ruble appreciation is sustainable. In the current situation where the ruble

5–10 7–12 7–12 Claims on organisations and households in rubles and foreign currency3 16.5 7–10 6–11 8–13 8

decreasing inflationary pressures. The effects of tight monetary policy, including through the ruble appreciation, are more prominently seen in the low growth in prices for

Figure 20. Banks’ claims in ruble terms, % м/м SA Figure 21. Growth in lending and net bond issuance6, trillion rubles 4 2.5 3

the requirements for buy-now-pay-later (BNPL) operators and agreements with them. The new rules prohibit sellers and BNPL operators (intermediaries between sellers and buyers) from disguising