Information on Registration and Licensing of Credit Institutions in 2008(information is compiled on data received from the authorized registering body as of the reporting date)

	Jan. 31	Feb. 29	Mar. 31	Apr. 30	May 31	June 30	July 31	Aug. 31	Sept. 30	Oct. 31	Nov. 30	Dec. 31
Registration of credit institutions
1. Total number of CIs* registered by Bank of Russia or on the ground of its decision by authorized registrar1	1,293	1,287	1,285	1,277	1,265	1,258	1,253	1,250	1,243	1,236	1,232	1,228
of which: — banks	1,240	1,234	1,232	1,224	1,212	1,204	1,197	1,194	1,187	1,180	1,176	1,172
— non-bank Cis	53	53	53	53	53	54	56	56	56	56	56	56
1.1. Number of wholly foreign-owned CIs	64	64	65	65	69	70	71	71	74	75	76	77
1.2. CIs that have been registered by Bank of Russia but have not yet paid up authorised capital and have not been granted licence (within the period established by legislation)	2	2	3	3	3	4	5	2	1	2	5	3
of which: — banks	2	2	3	3	2	2	1	1	1	2	4	3
— non-bank Cis	0	0	0	0	1	2	4	1	0	0	1	0
Operating credit institutions
2. Total number of CIs with licence to conduct banking operations2	1,135	1,134	1,132	1,129	1,127	1,125	1,124	1,125	1,126	1,123	1,114	1,108
of which: — banks	1,090	1,089	1,087	1,084	1,082	1,080	1,079	1,077	1,077	1,074	1,065	1,058
— non-bank CIs	45	45	45	45	45	45	45	48	49	49	49	50
2.1. CIs with licence (permit) granting them the right:
— to take deposits of individuals	905	903	902	900	897	899	900	899	900	898	895	886
— to conduct operations in foreign currency	753	754	753	752	750	747	745	746	748	747	738	736
— CIs with general licence	301	299	298	297	298	302	303	303	303	302	302	298
— to conduct operations with precious metals
— permits	4	4	4	4	4	4	4	3	3	3	3	3
— licences3	196	196	196	196	196	198	198	201	201	201	200	200
2.2. Total number of CIs with foreign stakes in authorized capital	204	204	206	204	212	215	219	221	221	225	230	221
of which: — wholly foreign-owned CIs	63	63	63	63	68	70	71	71	74	74	74	76
— CIs with a foreign stake of more than 50%	24	24	26	27	26	26	25	25	24	24	23	26
2.3. Total credit institutions covered by the compulsory deposit insurance system4	909	908	907	905	903	904	906	906	907	905	901	893
3. Registered authorised capital of operating CIs (million rubles)	743,624	761,196	773,284	775,844	780,865	787,472	791,671	801,212	805,360	821,531	863,795	881,350
4. Total number of branches of operating CIs in Russia	3,475	3,482	3,476	3,492	3,490	3,490	3,505	3,512	3,512	3,511	3,491	3,470
of which: — Sberbank branches5	808	805	802	801	800	800	800	800	795	795	783	775
— branches of wholly foreign-owned banks	169	171	170	173	186	192	196	196	202	202	202	242
5. Total number of branches of operating CIs abroad6	3	5	5	5	5	5	5	5	5	5	5	5
6. Branches of nonresident banks in Russia	0	0	0	0	0	0	0	0	0	0	0	0
7. Total number of representative offices of operating Russian CIs7	794	774	773	770	763	782	776	766	765	766	753	721
of which: — in Russia	749	729	727	724	719	738	733	723	722	723	711	679
— in non-CIS countries	32	32	32	32	30	30	29	29	29	30	30	30
— in CIS countries	13	13	14	14	14	14	14	14	14	13	12	12
8. Total number of additional offices of CIs	19,242	19,435	19,637	19,902	20,073	20,333	20,652	20,818	21,083	21,216	21,141	21,272
of which: — Sberbank additional offices	8,721	8,776	8,817	8,918	8,957	9,017	9,109	9,158	9,223	9,293	9,343	9,491
9. Total number of cash points of CIs	14,660	14,608	14,580	14,483	14,454	14,387	14,306	14,226	14,176	14,121	13,864	13,871
of which: — Sberbank cash points	10,796	10,755	10,719	10,625	10,595	10,544	10,471	10,423	10,373	10,311	10,095	10,127
10. Total number of credit and cash offices of CIs	1,573	1,595	1,622	1,651	1,640	1,607	1,582	1,584	1,581	1,577	1,521	1,445
of which: — Sberbank credit and cash offices	0	0	0	0	0	0	0	0	0	0	0	0
11. Total number of credit institutions’ operations offices (branches)	545	605	682	778	834	914	1,026	1,115	1,211	1,347	1,418	1,498
of which: — Sberbank credit and cash offices	0	0	6	6	6	6	6	6	6	6	6	6
12. Mobile cash points of credit institutions (branches)	52	55	55	57	58	58	57	59	59	59	60	62
of which: — Sberbank credit and cash offices	50	53	53	55	56	56	56	58	58	58	59	61
Revocation of licences and liquidation of legal entities
13. CIs whose banking licence has been revoked (cancelled) and which were not deleted from the State Register8	156	151	150	145	135	129	124	123	116	111	113	117
14. Total number of CIs liquidated as legal entities, whose liquidation was recorded in the State Register of Credit Institutions9	1,823	1,829	1,833	1,841	1,854	1,863	1,870	1,873	1,880	1,888	1,895	1,900
of which: — CIs liquidated due to revocation (cancellation) of licence	1,423	1,428	1,432	1,437	1,450	1,459	1,466	1,469	1,476	1,484	1,490	1,495
— CIs liquidated due to re-organisation	399	400	400	403	403	403	403	403	403	403	404	404
of which: — re-organisations in the form of merger	2	2	2	2	2	2	2	2	2	2	2	2
— re-organisations in the form of take-overs	397	398	398	401	401	401	401	401	401	401	402	402
of which: — CIs transformed into branches of other banks	344	344	344	347	347	347	347	347	347	347	347	347
— CIs taken over by other banks (without creating a branch)	53	54	54	54	54	54	54	54	54	54	55	55
— CIs liquidated due to the violation of the law relating to the authorized capital repayment	1	1	1	1	1	1	1	1	1	1	1	1

Notes to the table:

* CI — credit institution. The term “credit institution” in this material denotes one of the following:

— a legal entity registered by the Bank of Russia or the authorized registrar before July 1, 2002, and granted permission to conduct banking operations;

— a legal entity registered by the Bank of Russian before July 1, 2002, or by the authorized registrar that once had but lost the right to conduct banking operations;

— a legal entity registered by other bodies (before the Federal Law on Banks and Banking Activities came into force) and having Bank of Russia licence to conduct banking operations.

1 Credit institutions that have the status of a legal entity as of the reporting date, including CIs that have lost the right to conduct banking operations but have not yet been liquidated as a legal entity.

2 Credit institutions registered by the Bank of Russia before July 1, 2002, or by the authorized registrar and having licence to conduct banking operations as well as non-bank CIs registered by other bodies and having Bank of Russia licence to conduct banking operations.

3 Issued since December 1996 pursuant to Bank of Russia Letter No. 367, dated December 3, 1996.

4 Statistics are provided in accordance with the information submitted by the public corporation “Deposit insurance agency” to the Bank of Russia as of the balance sheet date.

5 Sberbank branches that have been recorded in the State Register of Credit Institutions and received ordinal numbers. Before January 1, 1998, the monthly Information Bulletin on Credit Institutions indicated in this line the total number of Sberbank institutions — 34,426.

6 Branches opened by Russian CIs abroad.

7 Representative offices of Russian CIs abroad comprise the offices of whose opening abroad the Bank of Russia has been notified.

8 Total number of CIs whose licence was revoked (cancelled) by the Bank of Russia (including CIs whose liquidation was recorded in the State Register) — 1,621.

9 From July 1, 2002 the liquidation of a credit institution as legal entity is recorded in the State Register only after its state registration in connection with its liquidation by the authorized registrar.

Updated January 23, 2009.