Information on Registration and Licensing of Credit Institutions in 2004(information is compiled on data received from the authorized registering body as of the reporting date)

	Jan. 31	Feb. 29	Mar. 31	Apr. 30	May 31	June 30	July 31	Aug. 31	Sept. 30	Oct. 31	Nov. 30	Dec. 31
Registration of credit institutions
1. Total number of CIs* registered by Bank of Russia or on the ground of its decision by authorized registrar1	1,653	1,636	1,619	1,605	1,593	1,584	1,572	1,559	1,547	1,535	1,529	1,516
of which: — banks	1,600	1,583	1,566	1,552	1,540	1,531	1,519	1,507	1,496	1,484	1,478	1,464
— non-bank Cis	53	53	53	53	53	53	53	52	51	51	51	52
1.1. Number of wholly foreign-owned CIs	32	32	33	33	33	33	33	33	33	33	33	33
1.2. CIs that have been registered by Bank of Russia but have not yet paid up authorized capital and have not been granted licence (within the period established by legislation)	4	3	2	1	1	0	0	0	0	0	0	1
of which: — banks	3	3	2	1	1	0	0	0	0	0	0	0
— non-bank Cis	1	0	0	0	0	0	0	0	0	0	0	1
2. Non-bank CIs registered by other bodies before July 1, 2002	2	2	2	2	2	2	2	2	2	2	2	2
Operating credit institutions
3. Total number of CIs with licence to conduct banking operations2	1,330	1,330	1,330	1,329	1,327	1,326	1,322	1,318	1,314	1,310	1,304	1,299
of which: — banks	1,278	1,277	1,277	1,276	1,274	1,273	1,269	1,266	1,263	1,259	1,254	1,249
— non-bank CIs	52	53	53	53	53	53	53	52	51	51	50	50
3.1. CIs with licence (permit) granting them the right:
— to take deposits of individuals	1,189	1,188	1,187	1,186	1,184	1,183	1,179	1,175	1,173	1,169	1,165	1,165
— to conduct operations in foreign currency	846	849	852	853	854	855	853	852	849	846	843	839
— CIs with general licence	310	309	312	312	312	311	309	309	309	308	309	311
— to conduct operations with precious metals
— permits	5	4	4	4	4	4	4	4	4	4	4	4
— licences3	175	176	177	178	178	177	179	179	179	179	179	178
3.2. Total number of CIs with foreign stakes in authorized capital	128	128	128	125	125	130	126	125	129	124	124	131
of which: — wholly foreign-owned CIs	32	32	33	33	33	33	33	33	33	33	33	33
— CIs with a foreign stake of more than 50%	9	9	8	7	8	10	9	8	8	8	8	9
4. Registered authorized capital of operating CIs (million rubles)	363,858	365,946	369,484	370,109	371,135	373,784	376,154	376,836	369,382	372,518	375,273	380,468
5. Total number of branches of operating CIs in Russia	3,218	3,226	3,228	3,234	3,218	3,221	3,216	3,210	3,206	3,207	3,229	3,238
of which: — Sberbank branches4	1,044	1,043	1,043	1,043	1,032	1,031	1,027	1,026	1,017	1,014	1,011	1,011
— branches of wholly foreign-owned banks	15	15	15	15	15	14	14	14	15	15	15	16
6. Total number of branches of operating CIs abroad5	4	4	4	4	4	4	4	4	4	4	4	3
7. Branches of nonresident banks in Russia	0	0	0	0	0	0	0	0	0	0	0	0
8. Total number of representative offices of operating Russian CIs6	230	243	254	266	295	307	310	324	334	339	341	350
of which: — in Russia	187	200	211	223	252	262	265	279	289	295	297	306
— in non-CIS countries	30	30	30	30	30	32	32	32	32	31	31	31
— in CIS countries	13	13	13	13	13	13	13	13	13	13	13	13
Revocation of licences and liquidation of legal entities
9. CIs whose banking licence has been revoked (cancelled) and which were not deleted from the State Register7	321	305	289	277	267	260	252	243	235	227	227	218
10. Total number of CIs liquidated as legal entities, whose liquidation was recorded in the State Register of Credit Institutions8	1,431	1,448	1,465	1,479	1,491	1,500	1,512	1,525	1,537	1,549	1,555	1,569
of which: — CIs liquidated due to revocation (cancellation) of licence	1,062	1,079	1,096	1,110	1,122	1,135	1,147	1,158	1,170	1,182	1,188	1,201
— CIs liquidated due to re-organisation	364	364	364	364	364	364	364	366	366	366	366	367
of which: — re-organisations in the form of merger	0	0	0	0	0	0	0	0	0	0	0	0
— re-organisations in the form of take-overs	364	364	364	364	364	364	364	366	366	366	366	367
of which: — CIs transformed into branches of other banks	326	326	326	326	326	326	326	328	328	328	328	329
— CIs taken over by other banks (without creating a branch)	38	38	38	38	38	38	38	38	38	38	38	38
— CIs liquidated due to the violation of the law relating to the authorized capital repayment	1	1	1	1	1	1	1	1	1	1	1	1

Notes to the table:

* CI — credit institution. The term “credit institution” in this material denotes one of the following:

— a legal entity registered by the Bank of Russia or the authorized registrar before July 1, 2002, and granted permission to conduct banking operations;

— a legal entity registered by the Bank of Russian before July 1, 2002, or by the authorized registrar that once had but lost the right to conduct banking operations;

— a legal entity registered by other bodies (before the Federal Law on Banks and Banking Activities came into force) and having Bank of Russia licence to conduct banking operations.

1 Credit institutions that have the status of a legal entity as of the reporting date, including CIs that have lost the right to conduct banking operations but have not yet been liquidated as a legal entity.

2 Credit institutions registered by the Bank of Russia before July 1, 2002, or by the authorized registrar and having licence to conduct banking operations as well as non-bank CIs registered by other bodies and having Bank of Russia licence to conduct banking operations.

3 Issued since December 1996 pursuant to Bank of Russia Letter No. 367, dated December 3, 1996.

4 Sberbank branches that have been recorded in the State Register of Credit Institutions and received ordinal numbers. Before January 1, 1998, the monthly Information Bulletin on Credit Institutions indicated in this line the total number of Sberbank institutions — 34,426.

5 Branches opened by Russian CIs abroad.

6 Representative offices of Russian CIs abroad comprise the offices of whose opening abroad the Bank of Russia has been notified.

7 Total number of CIs whose licence was revoked (cancelled) by the Bank of Russia (including CIs whose liquidation was recorded in the State Register) — 1,430.

8 From July 1, 2002 the liquidation of a credit institution as legal entity is recorded in the State Register only after its state registration in connection with its liquidation by the authorized registrar.

Note.

The aggregate amount of the registered authorized capital of operating credit institutions as of September 30, 2004, decreased due to the fact that the public joint-stock company of the non-bank credit institution — The Agency for Restructuring Credit Organisations (ARCO) (registration No. 3336-K, dated January 6, 1999) had been struck off the State Register of Credit Institutions in pursuance of Bank of Russia’s Order No. OD-675, dated September 14, 2004. The authorized capital of the organisation equals 10 billion rubles.

Updated January 25, 2005.