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right-hand scale) Green Yellow Red Problem NPL 30+ after 3 MOB NPL 90+ after 6 MOB Monetary easing forecast in 2026 will enable The Bank

Form 0409115. NPL 30+ AFTER 3 MOB FOR ISSUED CASH LOANS BY Chart 20 NPL 30+ AFTER 3 MOB FOR ISSUED CREDIT CARDS Chart 21

2024 01.2025 04.2024 Period of loan issue MOB* = 6 MOB = 9 MOB = 12 MOB = 18 * Months on book. Source: Reporting Form 0409704. 22

Level = 100) 35 Production Costs: Current Soft MoB M No 3 20 Estimates 36 Demand for businesses’ Soft MoB M No 3 20 products (services

after 3 MOB (June 2024 vintage) was 1%, while for credit cards it was 2.2%. The share of NPL 90+ after 6 MOB equalled

3 MOB) exceeded 1%, the share of loans that became 90-day delinquent after the first six months on book (NPL 90+ after 6 MOB) increased

01.06.2020 Interest coverage ratio (2) (1) NPL 30+ after 3 MOB Rosstat 03.12.2023 03.10.2023 03.04.2024 03.04.

from the telephone number specified in the bank account agreement; 47 48 [MBB] is a remote 2018 STO BR BFBO-1.5- service technology which helps

A survey on methods to handle imbalance dataset’. Int. J. Comput. Sci. Mob. Comput., 4(11), pp. 338–343. Strobl, C., Boulesteix, A.L., Zeileis,

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