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effective on 1 October 2021 and limit the fee to 1,500 rubles. Previously, this threshold was only relative without any cap and varied from

interest rate on retail rates on loans in rubles, %* interest rates on deposits in rubles, %* deposits in rubles of top-10 banks and Bank of Russia

of funds, but no more than a total of 1.4 million rubles per depositor (including interest accrued), except the cases stipulated by Chapter 2.