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of purchasing particular financial products and instruments. Furthermore, the introduction of sales rules will help establish a single, more transparent model of financial institutions’ conduct.

regulatory impact. Insurers will be obliged to stipulate in ILI and ELI rules that the risk component of policies becomes effective from the date of

rubles of units of rubles of units of rubles of units of rubles of units of rubles of units of rubles of units of rubles

of the monitoring of the maximum interest rates on deposits1 in Russian rubles of the top ten credit institutions2 attracting the largest amount of household

risks and lower yields on US government bonds. The movements of the ruble exchange rate during the month were mainly determined by the geopolitical situation.

models, challenged the competitive environment, forced manufacturers to act based on ecosystem rules and tariffs, made consumers loyal and frequently impacted their consumption patterns. The

of additional provisions is conditional on positive operational performance of borrowers. The rule is meant to discourage banks from lending intended to fund authorised capital

a result, more than 100 thousand loan agreements worth 917.7 billion rubles were restructured. Households also demonstrate the need for loan restructuring: in April,

exert any considerable proinflationary effect. Source: Federal Treasury Ruble exchange rate Ruble exchange rate Real effective ruble exchange rate 50 7.5 160 55 8.

of the monitoring of the maximum interest rates on deposits1 in Russian rubles of the top ten credit institutions2 attracting the largest amount of household