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received by the regulator decreased twofold (590) owing to changes in the rules for the transfer from one pension fund into another and, accordingly, a

interest rate on retail rates on loans in rubles, %* interest rates on deposits in rubles, %* deposits in rubles of top-10 banks and Bank of Russia

engagement of the Bank of Russia, recently approved laws that establish common rules for selling financial products in the market and, among other things, allow

2 by the slowdown in the growth of costs, the 3 1 ruble appreciation in June and a decline in 0 0 2018 2019 2020

made the decision to increase risk-weight add-ons for unsecured consumer loans in rubles issued beginning from 1 October 2021. Approving this decision on risk-weight add-ons,