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17 Dec.17 Jan.18 Feb.18 Mar.18 Apr.18 May.18 Jun.18 Jul.18 Aug.18 Sep.18 Annual inflation, % All goods

since deposits, % per annum in rubles, % per annum the last Board meeting. 18 18 This was driven by the change in expectations 15 15 of

18 Financial account (except reserve assets) -67 -7 -7 -19 -18 General government and central bank -9 11 6 3 3 Private sector** -58 -18

Q3, 88% of which – with individuals. 128 insurance companies 58 insurance brokers 18 mutual insurance companies Operating in Russia as of 1 September 2025 The

1.02.18 1.03.18 1.05.18 1.06.18 1.08.18 1.09.18 1.11.18 1.12.18 1.

8.5 8.3 12.6 7.7 9.1 15.1 18.9 19.9 11.5 6.3 6.4 FOM Next month

18 1.02.18 1.03.18 1.04.18 1.06.18 1.07.18 1.08.18 1.09.18 1.10.18

18 1.01.18 1.02.18 1.03.18 1.05.18 1.06.18 1.07.18 1.08.18 1.09.18

0,8 20 2 95 0,6 19 1 93 0,4 18 0 91 0,2 17 -1 89 0,0 16 -2 87

Next month -12.5 -13.2 -15.6 -15.0 -19.1 -18.7 -16.5 -16.6 -13.2 -7.4 -9.6 -5.