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2771
26.11.2025
of the monitoring of the maximum interest rates on deposits1 in Russian rubles of the top 10 credit institutions2 attracting the largest amount of household
2772
21.11.2025
growth in lending was mainly driven by companies. Long-term corporate loans in rubles went up most notably. The rise in household borrowings was moderate, fuelled
2773
21.11.2025
individuals and businesses with the option to use digital rubles from 1 September 2026. Any digital ruble transactions will always be fee-free for individuals, regardless
of the ruble; ‘-’ – appreciation of the ruble.
Sources: Moscow Exchange, Bank of Russia calculations.
The real effective exchange rate (REER) of the ruble calculated against
5–10 7–12 7–12
Claims on organisations and households in rubles and foreign currency 16.4 8–11 6–11 8–13 8
The ruble appreciation observed since the beginning of the year has largely
affected prices already. The discussants noted that companies factored a
weaker ruble into