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days Min bid rate: key rate (fixed) Securities from Lombard list eligible for PM 1 week 1 month Min bid rate: key rate + 10 b.

Debt service-to-income ratio The key change in regulation approaches is the implementation of the requirement for calculating a borrower’s debt service-to-income ratio (DSTI). This

allowing us to reduce the key rate. It is also worth noting that this summer, in response to the key rate cut, lending to enterprises

achieve. Let me start with what is on everyone’s mind: the key rate, inflation, and economic growth. Needless to say, the economy functions in

Duma at its working meetings. The final document takes into account the key rate decision made by the Bank of Russia on 24 October 2025,

persistently challenging geopolitical backdrop. In Sep- tember, the ruble slightly weakened against key currencies on average. However, their rates against the ruble are still at

technologies; • development of human resources in the area of financial technologies. The key objectives of the Department are as follows: • monitoring, analysis and systematisation of

as necessary to bring inflation back to the target in 2026. Further key rate decisions will depend on the sustainability of the decrease in inflation

most representative sample in Russia. On average, about 15,000 enterprises of key types of economic activity took part in the surveys every month in

a higher-than-expected key rate path to ensure a sustainable return of inflation to the target. In the updated forecast, we have raised the key rate