Average Weighted Interest Rates on Ruble-Denominated Loans Extended to Individuals

% p.a.

	up to 30 days (including demand deposits)	31 to 90 days	91 to 180 days	181 days to 1 year	up to 1 year (including demand deposits)	1 to 3 years	over 3 year	over 1 year
2013
January	15.4	16.8	27.9	25.1	24.0	24.7	19.3	20.8
February	16.4	19.2	27.1	26.4	24.6	24.4	19.1	20.5
March	17.9	15.0	29.8	26.6	25.1	24.3	19.1	20.4
April	18.1	14.4	27.7	25.8	24.1	24.0	19.0	20.2
May	19.8	16.1	28.4	26.5	25.2	23.8	18.9	20.1
June	20.6	17.9	28.3	24.9	24.4	23.0	18.3	19.3
July	21.9	16.0	27.0	24.7	24.0	22.3	18.3	19.3
August	23.5	16.0	25.5	23.8	23.6	21.1	17.9	18.7
September	24.1	16.6	25.2	24.3	24.1	20.8	17.8	18.6
October	24.3	15.3	25.3	24.8	24.2	20.7	17.1	17.9
November	23.6	16.4	24.3	24.6	24.1	20.5	17.0	17.8
December	25.6	15.7	26.3	23.6	23.5	19.8	16.6	17.3