Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	166,388,120	19,931,613	10,468,575	21,615,558	6,851,895	2,867,518	2,343,842	409,533
January 2007	183,139,368	24,621,355	13,917,445	24,519,118	7,679,704	3,485,946	2,885,638	424,712