Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	36,040,874	2,771,623	1,868,467	281,226	27,342,101	7,299,003	5,576,383	372,030
January 2006	44,420,356	4,748,214	3,616,838	397,559	32,885,214	10,287,540	8,160,932	438,049