Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	2,932,175	1,039,129	280,339	201,383	178,571	123,744	75,504	—
January 2007	3,122,562	1,177,012	385,858	233,213	189,146	130,738	82,719	—