Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	17,008,396	984,941	429,162	1,641,376	517,662	249,262	222,327	3,791
January 2006	19,950,245	1,333,631	748,479	1,871,891	684,144	385,457	331,704	2,772