Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	8,597,516	990,932	495,321	1,493,879	62,854	34,214	28,535	—
January 2006	10,391,584	1,382,757	804,349	1,797,697	92,009	66,231	61,106	1,509