Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	10,397,153	1,434,265	860,233	1,464,558	529,877	308,822	301,330	47,456
January 2007	11,263,468	1,653,471	1,112,323	1,665,793	550,122	331,376	321,504	45,807