Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	7,813,818	688,039	218,973	1,238,855	412,286	195,126	173,986	57,138
January 2006	9,101,137	988,768	447,928	1,361,081	507,372	275,999	262,903	51,655