Credits Extended to Individuals and Individual Entrepreneurs

mln. RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	5,631.7	784.3	440.2	1,172.5	288.5	163.4	120.8	0.0
January 2007	6,442.7	1,040.6	657.5	1,229.2	310.6	171.0	129.9	0.0