Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	27,862,073	4,986,810	2,064,959	5,090,377	920,212	265,571	158,471	34,503
January 2006	32,522,306	5,781,181	2,872,942	5,711,587	1,156,813	358,611	234,137	28,743