Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	3,782,366	254,038	41,100	945,156	191,926	65,162	60,167	—
January 2006	4,533,335	379,335	115,925	1,048,934	245,109	102,355	95,037	949