Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	18,689,135	2,164,598	886,953	2,054,744	210,693	144,945	130,791	4,511
January 2006	21,640,538	2,744,037	1,169,042	2,234,820	359,773	202,465	183,795	3,345