Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	18,664,937	2,759,509	1,395,678	5,348,738	982,838	318,278	207,527	530,704
January 2006	22,409,105	3,770,324	2,260,846	5,865,550	1,335,444	490,708	338,644	598,495