Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	4,504,271	503,434	84,423	748,258	287,604	120,306	108,712	8,134
January 2006	5,477,196	658,321	129,634	805,760	388,696	179,734	161,338	1,408