Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	8,985,186	414,487	110,614	451,054	900,816	173,110	127,913	152,057
January 2006	10,434,849	584,442	232,544	620,494	973,169	247,397	169,785	129,906