Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	44,782,435	3,553,547	1,813,533	1,936,722	36,407,981	12,605,396	9,028,090	98,721
January 2006	55,099,340	5,461,692	3,352,998	2,140,754	43,922,862	16,595,914	12,693,302	130,440