Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	7,650,191	750,038	219,504	401,966	1,978,327	750,589	516,006	9,168
January 2006	9,314,328	1,093,846	537,909	498,055	2,519,811	967,831	737,612	10,147