Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	10,395,476	1,629,518	334,849	1,885,205	346,962	239,425	206,211	—
January 2007	11,298,014	1,829,270	492,056	1,922,152	347,186	253,751	226,502	—