Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	6,180,526	740,453	90,563	1,218,510	47,865	42,943	40,842	—
January 2006	7,381,338	1,023,885	189,176	1,396,819	63,323	56,632	51,908	0