Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	36,095,268	2,225,017	1,019,703	4,107,241	1,682,705	372,685	305,994	108,408
January 2006	40,751,505	3,142,074	1,600,933	4,863,718	2,010,588	520,491	452,732	91,647