Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	37,149,434	6,846,772	1,580,589	4,174,208	497,858	231,587	206,381	35,244
January 2006	43,858,031	8,567,066	2,685,474	4,879,001	681,046	322,151	268,933	37,995