Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	2,528,267	250,659	31,588	462,007	75,252	58,132	49,636	—
January 2007	2,794,571	281,456	49,028	538,337	106,574	92,359	81,908	—