Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	8,766,666	910,631	268,847	2,447,628	427,324	186,894	169,097	66,098
January 2006	10,282,560	1,276,756	515,834	2,521,796	551,924	260,700	240,557	98,661