Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	382,196	52,648	—	388,897	17,743	12,762	10,598	—
January 2007	435,070	58,981	—	536,735	17,793	9,559	7,507	—