Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	1,593,790	25,704	9,528	447,608	111,912	29,002	21,490	—
January 2006	1,886,219	31,424	12,787	538,157	137,286	39,206	31,831	0