Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	4,912,498	337,248	25,066	837,479	173,139	111,602	102,649	—
January 2006	5,684,446	421,381	66,207	895,074	222,638	155,121	139,700	0