Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	12,710,798	1,446,813	702,845	2,234,158	95,504	53,501	44,947	18,128
January 2007	14,148,642	1,781,306	983,507	2,205,146	103,909	60,972	57,864	29,078