Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	13,890,946	1,995,291	734,658	2,320,588	404,888	259,581	242,688	6,923
January 2007	15,165,257	2,386,603	957,423	2,498,167	409,326	264,188	249,473	6,703