Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	10,251,435	1,155,599	308,572	2,256,738	259,664	156,142	138,340	8,232
January 2006	11,836,957	1,539,047	481,658	2,318,053	336,691	218,508	199,327	10,100