Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	9,239,077	352,758	198,141	1,777,503	95,444	34,872	25,111	15,224
January 2006	10,786,991	623,467	417,467	1,871,345	147,830	47,197	37,248	10,608