Bank of Russia presents concept for supervisory stress testing of banks to be discussed with market participants
The annual supervisory stress testing will become obligatory for all systemically important banks from 2028. The stress testing result will be factored in when assessing banks’ economic position and, therefore, when calculating the amount of contributions to the Compulsory Deposit Insurance Fund. It will also be used in internal capital adequacy assessment processes, which may result in the establishment of an additional capital buffer for a bank.
The new approach will encourage credit institutions to accumulate a capital buffer to independently overcome potential stress. This will enhance the banking sector’s overall resilience.
More details are available in the consultation paper Concept for Supervisory Stress Testing of Credit Institutions. The Bank of Russia welcomes answers to the questions raised in the consultation paper as well as comments and suggestions through 17 October 2025.