Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	16,704,468	1,587,999	1,346,482	3,580,242	658,900	377,994	239,975	34,977
January 2007	18,018,631	2,102,626	1,830,806	3,746,666	801,423	517,268	500,222	34,333