Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	8,858,825	609,682	112,613	1,635,766	626,769	337,526	257,132	11,329
January 2006	10,445,528	745,434	192,584	1,878,480	761,969	428,717	334,811	19,478