Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	11,341,144	1,051,345	886,655	2,069,214	220,673	117,865	100,529	1,083
January 2006	13,726,226	1,984,757	1,554,375	2,466,427	294,201	161,843	146,399	2,880