Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	8,792,989	863,784	264,962	1,268,927	755,807	357,475	301,489	62,671
January 2006	10,514,119	1,127,804	453,058	1,448,642	948,375	482,555	421,595	68,098