Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	12,643,009	2,022,018	812,772	1,185,768	373,580	168,881	147,068	31,749
January 2006	14,905,683	2,827,934	1,283,001	1,502,610	478,327	232,351	181,096	22,470