Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	8,011,548	1,126,635	107,067	1,553,117	221,894	146,733	108,249	—
January 2006	9,145,425	1,335,103	190,678	1,828,806	280,007	187,530	148,775	0