Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	3,622,139	164,574	43,815	1,360,063	85,187	57,252	56,318	—
January 2006	4,417,780	289,963	105,180	1,429,819	139,301	99,577	95,540	0